Incred Holdings Ltd Unlisted Shares
Investors seeking early-stage opportunities can access Incred Holdings Ltd’s unlisted shares through UnlistedShareBrokers. Below is a comprehensive overview the company, its management, shareholding structure, fundamentals, complete financials, and answers to frequently asked questions.
Company Profile
Incred Holdings Ltd (CIN: U67190MH2011PLC211738) is a Mumbai-based non-banking financial company (NBFC) specializing in consumer lending, wealth management, and alternative investments. Established on January 3, 2011, Incred has rapidly expanded its loan book and diversified offerings, leveraging technology and data analytics to underwrite and service loans efficiently.
Promoters & Management
The Board comprises seasoned industry professionals:
- Mr. Bhupinder Singh – Whole-Time Director & Chief Executive Officer
- Mr. Vivek Bansal – Whole-Time Director & Chief Financial Officer
- Mrs. Rupa Vora – Independent Director
- Mr. Karnam Sekar – Independent Director
- Mr. Debashish Dutta Gupta – Independent Director
- Mr. Vivek Anand PS – Non-Executive Director
- Mr. Gaurav Trehan – Non-Executive Director
- Mr. Sanjay Nayar – Non-Executive Director
- Mr. Gajendra Thakur – Company Secretary & Compliance Officer
Shareholding Pattern
As of the latest disclosure, the equity structure is as follows:
| Shareholder Category | Percentage Holding |
| Promoters & Group Companies | Not publicly disclosed |
| Institutional Investors | Not publicly disclosed |
| Employees (ESOP) | Not publicly disclosed |
| Public & Others | Not publicly disclosed |
Detailed unlisted shareholding data is available upon request.
Company Fundamentals
| Metric | Details |
| Outstanding Shares | 641,817,562 |
| Face Value | ₹10 per equity share |
| ISIN | INE732W01014 |
| Lot Size | 100 shares |
| PAN Number | AAECK1977B |
| GST Number | 27AAECK1977B1ZM |
| Registered Office | Unit No. 1203, 12th Floor, B-Wing, The Capital, G-Block, BKC, Mumbai – 400051 |
| Registration Date | January 3, 2011 |
| Category / Sub-Category | Public Company with Share Capital |
Financials
Income Statement (₹ Lakhs)
| Particulars | FY 2023-24 | FY 2022-23 |
| Interest Income | 119,359.23 | 82,296.77 |
| Dividend Income | 50.10 | 25.18 |
| Fees & Commission Income | 3,308.50 | 2,180.55 |
| Net Gain on Amortised Cost Instruments | 3,218.45 | 1,560.88 |
| Other Income | 2,343.00 | 1,505.48 |
| Total Operating Income | 128,279.28 | 87,568.86 |
| Finance Costs | 45,325.56 | 35,601.91 |
| Employee Benefit Expenses | 26,458.46 | 19,227.77 |
| Depreciation & Amortisation | 1,869.92 | 1,326.78 |
| Other Expenses | 12,099.99 | 9,184.44 |
| Profit Before Tax | 39,954.29 | 19,096.41 |
Balance Sheet (₹ Lakhs)
| Particulars | As at Mar 31 2024 | As at Mar 31 2023 |
| Cash & Cash Equivalents | 8,496.96 | 34,472.39 |
| Loans Outstanding | 725,877.68 | 540,525.05 |
| Investments | 61,267.07 | 7,034.28 |
| Other Financial Assets | 10,712.97 | 7,953.28 |
| Property, Plant & Equipment | 5,031.34 | 4,359.35 |
| Total Assets | — | — |
| Borrowings (Other than Debt Securities) | 404,725.93 | 271,246.87 |
| Debt Securities | 96,989.55 | 115,190.08 |
| Other Financial Liabilities | 26,571.49 | 20,935.99 |
| Equity Share Capital | 64,181.76 | 59,523.54 |
| Other Equity | 274,495.54 | 195,256.32 |
Cash Flow Statement (₹ Lakhs)
| Particulars | FY 2023-24 | FY 2022-23 |
| Net Cash from Operating Activities | (31,490.02) | 30,171.20 |
| Net Cash (Used in) Investing Activities | (—) | (—) |
| Net Cash from Financing Activities | — | — |
| Net Change in Cash & Cash Equivalents | (31,490.02) | 30,171.20 |
FAQs (Frequently Ask Question related Incred Holdings Limited Unlisted Shares )
- How to buy Incred Holdings unlisted shares?
Register on UnlistedShareBrokers, complete KYC, search for Incred Holdings Ltd, choose lot size, and place your buy order.
- How to sell Incred Holdings unlisted shares?
Initiate a Delivery Instruction Slip (DIS) via your broker’s portal (online or offline), fill ISIN, quantity, DP/Client IDs, and submit.
- What is the lock-in period?
Six months from acquisition, per SEBI’s 2021 regulation reducing the prior one-year lock-in to foster startup investments.
- How is DIS used to sell shares?
DIS (Delivery Instruction Slip) instructs your depository participant to transfer shares. Offline: submit paper DIS form; Online: use broker’s e-DIS facility.
- Minimum ticket size of investment?
₹35,000–₹50,000 per transaction.
- Is buying unlisted shares legal in India?
Yes. Transactions fall under SEBI regulations governing lock-in, stamp duty, and DP charges.
- Short-term capital gains tax?
Shares held ≤2 years: gains taxed at your slab rate, added to total income.
- Long-term capital gains tax?
Shares held >2 years: taxed as per long-term capital gains rules; if sold post-listing, exchange-based LTCG/STCG rates apply based on holding period from original purchase.
- How to check daily price?
Join our Telegram channel for morning updates or view historical and live prices on UnlistedShareBrokers platform.
- How is valuation calculated?
We benchmark against latest funding rounds, sourcing shares from employees and initial investors, reflecting real-time supply–demand and funding valuations.
- How to track daily news?
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