Digvijay Finlease Limited Unlisted Shares
Company Profile
Digvijay Finlease Limited (CIN: U67120WB2001PLC093899) stands as a prominent non-banking financial company (NBFC) incorporated on May 1, 1992, and headquartered in Kolkata, West Bengal. As a public unlisted entity, it primarily engages in investment activities, focusing on shares, securities, and financial services. With over three decades of experience, Digvijay Finlease has built a robust portfolio, generating revenue through dividends, interest income, and strategic buying/selling of long-term and short-term investments.
Key Areas of Focus
Digvijay Finlease strategically emphasizes:
- Investment Management: Building and optimizing portfolios in quoted and unquoted securities, alongside mutual funds.
- Financial Services: Providing loans and financing solutions to support business growth.
- Risk Mitigation: Maintaining a diversified asset base to ensure stable returns amid market fluctuations.
- Regulatory Compliance: Adhering to RBI guidelines as a registered NBFC, prioritizing transparency and governance.
Business Operations and Market Position
Digvijay Finlease operates as an investment-centric NBFC, managing a substantial portfolio that includes fixed deposits, loans, and equity investments. Consequently, it has established a strong foothold in India’s financial sector, leveraging its Kolkata base to serve diverse clients. Moreover, the company’s consistent profitability and high promoter holding position it as a reliable player, even in volatile markets.
Core Product Portfolio
- Investment Services: Buying/selling of long-term and short-term securities for capital appreciation.
- Lending Solutions: Interest-bearing loans to corporate entities and individuals.
- Dividend-Yielding Assets: Holdings in high-dividend stocks and mutual funds for steady income.
- Fixed Income Instruments: Fixed deposits and bonds contributing to stable revenue streams.
Operational Capabilities and Expansion Plans
While not a manufacturing entity, Digvijay Finlease boasts strong operational capabilities through efficient portfolio management and digital tools for investment tracking. Looking ahead, the company plans to expand its loan book, enhance digital lending platforms, and increase market share in microfinance and small loans, targeting sustained growth in the evolving NBFC landscape.
Promoters & Management
| Name | Designation |
| Ashok Bhandari | Non-Executive Director |
| Ravi Goenka | Independent Director |
| Sudip Kumar Mukherjee | Independent Director |
| Gourav Periwal | Director |
| Krishna Kumar Thakur | Manager & CFO |
| Sumit Jain | Company Secretary |
Shareholding Patterns
| Shareholder Category | Holding (%) |
| Promoters Group | 92.13 |
| Public & Others | 7.87 |
Company Fundamentals
| Metric | Details |
| Outstanding Shares | 13,259,420 |
| Face Value | ₹10 per equity share |
| ISIN | INE01US01017 |
| Lot Size | 50 shares |
| Authorized Share Capital | ₹1,500 lakhs |
| Paid-up Share Capital | ₹1,044.39 lakhs |
| PAN Number | AAACD6998D |
| GST Number | 19AAACD6998D1ZB |
| Registered Office | 21 Strand Road, Kolkata – 700001 |
| Incorporation Date | May 1, 1992 |
| Category / Sub-Category | Public Company limited by shares |
Financials
Income Statement (₹ Lakhs)
| Particulars | FY 2022-23 | FY 2021-22 |
| Interest Income | 138.89 | 578.86 |
| Dividend Income | 4,383.32 | 4,723.37 |
| Net Gain on Fair Value Changes | 41.88 | 518.55 |
| Other Income | 14.96 | 54.80 |
| Total Income | 4,578.05 | 5,875.58 |
| Employee Benefits Expense | 58.27 | 50.35 |
| Depreciation & Amortisation Expense | 0.00 | 0.01 |
| Other Expenses | 321.37 | 265.46 |
| Total Expenses | 379.64 | 315.82 |
| Profit Before Tax | 4,198.41 | 5,559.76 |
| Current Tax | 1,120.00 | 1,378.12 |
| Deferred Tax | 12.84 | 275.82 |
| Profit After Tax | 3,065.57 | 3,905.82 |
Balance Sheet (₹ Lakhs)
| Particulars | Mar 31, 2023 | Mar 31, 2022 |
| Cash & Cash Equivalents | 48.19 | 126.52 |
| Bank Balances (Other) | 3.84 | 2,184.00 |
| Loans | 189.98 | 1,743.00 |
| Investments | 1,221,303.11 | 1,093,145.06 |
| Other Financial Assets | 54.90 | 126.64 |
| Current Tax Assets (Net) | 63.14 | 63.14 |
| Property, Plant & Equipment | 519.20 | 519.20 |
| Other Non-Financial Assets | 0.44 | 1.31 |
| Total Assets | 1,232,182.80 | 1,097,908.87 |
| Trade Payables | 35.82 | 0.00 |
| Other Financial Liabilities | 6.14 | 8.22 |
| Current Tax Liabilities (Net) | 40.76 | 39.38 |
| Provisions | 18.92 | 15.27 |
| Deferred Tax Liability (Net) | 52,367.40 | 34,807.21 |
| Other Non-Financial Liabilities | 0.68 | 0.79 |
| Equity Share Capital | 1,325.94 | 1,325.94 |
| Other Equity | 1,168,387.14 | 1,061,712.06 |
| Total Equity & Liabilities | 1,232,182.80 | 1,097,908.87 |
Cash Flow Statement (₹ Lakhs)
| Particulars | FY 2022-23 | FY 2021-22 |
| Net Cash from Operating Activities | 4,701.36 | 1,504.60 |
| Net Cash Used in Investing Activities | -4,779.69 | -1,413.05 |
| Net Increase in Cash & Equivalents | -78.33 | 91.55 |
| Cash & Cash Equivalents (Beginning) | 126.52 | 34.97 |
| Cash & Cash Equivalents (End) | 48.19 | 126.52 |
Annual Reports and Regulatory Compliance
Digvijay Finlease adheres to RBI guidelines as a registered NBFC, with annual reports audited and filed per MCA requirements. Recent reports (FY 2021-22 to FY 2022-23) highlight investment income, governance, and risk management, available upon request for deeper analysis.
IPO Preparations and Market Listing Plans
Digvijay Finlease has no immediate IPO plans as of mid-2025. However, its strong financials and promoter backing position it well for potential future listing, offering exit opportunities through secondary markets or strategic sales.
FAQs – How to Buy or Sell Digvijay Finlease Limited Unlisted Shares
How can I buy Digvijay Finlease Limited Unlisted Shares?
Register on UnlistedShareBrokers, complete KYC with PAN, Aadhaar, and demat details, search for Digvijay Finlease Limited, select your lot, and place a secure buy order.
What is the minimum lot size for Digvijay Finlease Limited Unlisted Shares?
Typically 50 shares, adjustable based on market availability and broker policies.
What documents are required for Digvijay Finlease Limited Unlisted Shares transactions?
PAN card, Aadhaar card, Client Master Report (CMR), canceled cheque, and an active NSDL/CDSL demat account.
What is the current lock-in period for Digvijay Finlease Limited Unlisted Shares?
Six months from acquisition, as mandated by SEBI for unlisted pre-IPO shares.
How are Digvijay Finlease Limited Unlisted Shares transferred between accounts?
Through Delivery Instruction Slip (DIS)—submit offline to your DP or execute online via e-DIS on your broker’s platform.
What are the current valuation metrics for Tata Capital?
Note: This query references Tata Capital; for Digvijay Finlease Limited, shares trade at competitive P/E and P/B ratios, reflecting strong dividend yields and investment portfolio value.
What makes Digvijay Finlease Limited shares attractive for investment?
Robust dividend income, diversified investments, high promoter holding, and potential for capital appreciation in a stable NBFC framework.
What are the tax implications of Digvijay Finlease Limited Unlisted Shares transactions?
Short-term gains (≤24 months) taxed at slab rates; long-term gains (>24 months) at 20% with indexation benefits. Dividends taxed per your income bracket.
Can I pledge Digvijay Finlease Limited Unlisted Shares for loans?
Yes, subject to lender evaluation; typically 50–70% loan-to-value for quality unlisted shares.
What is the outlook for Digvijay Finlease Limited’s IPO and exit opportunities?
No immediate IPO; focus on portfolio growth may lead to listing. Exits via secondary markets or strategic sales offer liquidity.
